Understanding Long-Term Care Insurance
LTC insurance provides great benefits. Yet each policy is different and the paperwork can be confusing, we can help.
Understanding Long-Term Care Insurance
LTC insurance provides great benefits. Yet each policy is different and the paperwork can be confusing, we can help.
Understanding Long-Term Care Insurance
LTC insurance provides great benefits. Yet each policy is different and the paperwork can be confusing, we can help.
Get the most from your policy
Investing in a long-term care policy is a great idea. It provides assistance should you need care over an extended period and reduces the impact of high-cost care on your finances.
See our article Understanding Long-term Care Insurance, or read a summary of key concepts below.
See our article Understanding Long-term Care Insurance, or read a summary of key concepts below.
- Services Covered – LTC helps pay for caregivers who assist with ADLs, homemaking, transportation and much more, both at home and at care facilities.
- Qualifying Events – each policy defines when it will start and that is based on your health. A medical diagnosis is required to activate your coverage.
- Elimination Period – benefits do not start immediately. You must wait 30-180 days after the qualifying event to begin receiving benefits.
- Waiver of Premium – normally you will keep paying your premium even as you claim benefits. Some plans waive this as a feature.
Concierge Care has partnered with a team of experts who assist seniors with activating their policies. They make sure you secure benefits and handle all the billing details. Don’t fret we make the complicated – simple.
Speak with a Care Coordinator
How Concierge Care Can Help
Questions About Your Policy?
Not sure what your long-term care policy covers or where to begin? Our care coordinators can help.
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Concierge Care has been serving seniors since 2013. We consistently win Home Care Pulse's top quality awards.
